• VA Loan Expert &Reverse Mortgage CertifiedBarbara Barbie MaciasREALTOR® / Mortgage Loan OriginatorDRE #01188212 / NMLS #252327Apply Now

    VA Loan Expert &

    Reverse Mortgage Certified

    Barbara "Barbie" Macias
    REALTOR® / Mortgage Loan Originator
    DRE #01188212 / NMLS #252327

    Apply Now

  • VA Loan Expert &Reverse Mortgage CertifiedBarbara Barbie MaciasREALTOR® / Mortgage Loan OriginatorDRE #01188212 / NMLS #252327Apply Now

    VA Loan Expert &

    Reverse Mortgage Certified

    Barbara "Barbie" Macias
    REALTOR® / Mortgage Loan Originator
    DRE #01188212 / NMLS #252327

    Apply Now

  • VA Loan Expert &Reverse Mortgage CertifiedBarbara Barbie MaciasREALTOR® / Mortgage Loan OriginatorDRE #01188212 / NMLS #252327Apply Now

    VA Loan Expert &

    Reverse Mortgage Certified

    Barbara "Barbie" Macias
    REALTOR® / Mortgage Loan Originator
    DRE #01188212 / NMLS #252327

    Apply Now

VA IRRRL, VA LOANS, Cash out, R/T in San Diego, Oceanside, Poway, Carlsbad, El Cajon, CALIFORNIA

Welcome to the official site of Hey Loan Lady. We are a full-service mortgage company based in San Diego, CALIFORNIA. We specialize in VA IRRRL, VA LOANS, Cash Out and R/T in San Diego, Oceanside, Poway, Carlsbad and El Cajon and the surrounding cities in San Diego County, Whether you are buying a home or refinancing in any of these zip codes: 92131, 92003, 92009 or 92021, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

What makes Hey Loan Lady unique is that we offer the following niche programs as well: Reverse mortgage, IRRRL, first time VA home buyer, military programs, cash out, credit repair, no down payment government loans, no points.

Contact Hey Loan Lady today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

C2 Financial Corp
10509 Vista Sorrento Pkwy, Suite 400
San Diego, CA 92121
Phone: (619) 572-0505
Fax: (619) 245-2417
barbiemmacias@gmail.com

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Just Getting Started?

We have several resources that will help you know which steps to take.

Read our FAQ & Glossary

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Browse Our Loan Products

C2 Financial offers an array of loans to fit your personal financial goals.

View Products

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Understanding the Process

We have resources to help you understand the process of getting a loan.

About Us

Talk to us about your next home loan.

Call (619) 572-0505

Our approach.

We take the time to listen and really understand your needs. Only then can we help you make a smart choice.

Our commitment

It doesn't matter that we offer more than a dozen types of home loans. Only that we help find the right one for you.

Your turn.

With interest rates still near historic lows, now is a great time to talk to us about your home financing needs.

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