VA Loan Expert &

Reverse Mortgage Certified

Barbara "Barbie" Macias
REALTOR® / Mortgage Loan Originator
DRE #01188212 / NMLS #252327

Apply Now
VA Loan Expert &

Reverse Mortgage Certified

Barbara "Barbie" Macias
REALTOR® / Mortgage Loan Originator
DRE #01188212 / NMLS #252327

Apply Now
VA Loan Expert &

Reverse Mortgage Certified

Barbara "Barbie" Macias
REALTOR® / Mortgage Loan Originator
DRE #01188212 / NMLS #252327

Apply Now

VA IRRRL, VA LOANS, Cash out, R/T in San Diego, Oceanside, Poway, Carlsbad, El Cajon, CALIFORNIA

Welcome to the official site of Hey Loan Lady. We are a full-service mortgage company based in San Diego, CALIFORNIA. We specialize in VA IRRRL, VA LOANS, Cash Out and R/T in San Diego, Oceanside, Poway, Carlsbad and El Cajon and the surrounding cities in San Diego County, Whether you are buying a home or refinancing in any of these zip codes: 92131, 92003, 92009 or 92021, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

What makes Hey Loan Lady unique is that we offer the following niche programs as well: Reverse mortgage, IRRRL, first time VA home buyer, military programs, cash out, credit repair, no down payment government loans, no points.

Contact Hey Loan Lady today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Just Getting Started?

We have several resources that will help you know which steps to take.

Read our FAQ & Glossary

Browse Our Loan Products

C2 Financial offers an array of loans to fit your personal financial goals.

View Products

Understanding the Process

We have resources to help you understand the process of getting a loan.

About Us

Our approach.

We take the time to listen and really understand your needs. Only then can we help you make a smart choice.

Our commitment

It doesn't matter that we offer more than a dozen types of home loans. Only that we help find the right one for you.

Your turn.

With interest rates still near historic lows, now is a great time to talk to us about your home financing needs.